In most cases, ABA therapy is covered by insurance, especially when a child has a formal diagnosis of Autism Spectrum Disorder (ASD). In New Jersey, both private insurance plans and Medicaid are required to cover ABA services under state and federal laws.
Here’s who typically pays:
- Private Insurance: Many employer-sponsored plans include ABA coverage. You may still be responsible for copays, deductibles, or session limits, depending on your plan.
- Medicaid: If your child is enrolled in NJ Medicaid, ABA therapy is often fully covered with little to no out-of-pocket cost.
- Out-of-Pocket: If you don’t have coverage, you can still access services privately. Costs range from $120 to $200 per hour, though some providers offer payment plans or financial support.
At True Progress Therapy, we’re in-network with most major insurance plans and help families every step of the way from confirming coverage to minimizing costs.
Not sure what your insurance covers?
Contact us today. We’ll verify your benefits and help you access affordable ABA therapy in New Jersey.
SOURCES:
https://www.autismspeaks.org/autism-grants-families
https://www.autismparentingmagazine.com/aba-therapy-autism-cost/
https://www.researchgate.net/publication/232560731_Funding_of_Applied_Behavior_Analysis_Services_Current_Status_and_Growing_Opportunities
https://iidc.indiana.edu/irca/articles/how-do-i-fund-my-childs-applied-behavior-analysis.html
https://www.commonwealthfund.org/blog/2023/expanding-services-meet-growing-needs-young-people-autism-spectrum-disorder
